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Strategy of Disruption - Finance Literacy Institute

A Strategy of Disruption

First of all we are totally digital, which allows us to work in all 50 states.

Our strategy is we are not marketing life insurance, we ways marketing ways to solving common financial problems using the products that we sell. So, if your products are a partial fix then you should support your solution by partnering with companies who offer products or services that cover the gaps. You need a complete solution that not only delivers but surpasses the prospects expectations.

Example our debt to wealth solution actually does what it says. It’s perfect for people burdened by debt, people who want to get to equity ASAP and leverage that equity for stress relief, wealth or retirement. That includes Gen-Z, Millennials, Gen-X and baby boomers.

Our GPS debt payoff mapping technology guides consumers to eliminate a mortgage and interest in record time. They save as much as 80% on interest and get to equity much faster. We educate them on the power of software based algorithms, becoming their own bank, and using liquid asset based insurance products with Non Recourse Lending Terms.

The technology analyzes, monitors, guides, advises, forecasts, connects to 13,000 banks and keeps the books. The data output from the technology is used to maximize IUL characteristics, allowing the policy holder to bank like a bank. Supercharged by the 2020 Cares Act, the IUL becomes a non recourse high yield, tax free asset based insurance money warehouse that delivers whole life benefits, gap protection and risk free wealth accumulation.

For those who are behind on saving for retirement, we offer the largest Banking Incentive program of our time, a 15 year retirement plan that helps them catch up. The service plan provides chronic and terminal contingency support while protecting the money warehouse.

This is now all possible because of the Cares Act, IRS Code 7702 & 101a.

This is a turnkey solution. The technology creates the fastest mathematical route to debt freedom. The debt funds the client’s bank, they get to spend that same money they used to pay off their debt early, 2, 3, 4 or 5 times or more with no penalty, no surrender charge, no taxes and no risks.

Since people book appointments with us because they want to pay off mortgages, loans and credit cards, the financial GPS technology is our door opener and it produces a better life insurance client.

BTW, in the last year I personally paid off $88,000 of mortgage principal, while increasing my wealth by 20%.

Over the last 2 years clients that found us on social media have brought to the table $190,000,000 in debt and in just the last year alone we’ve helped them pay off $10.1 million of it.